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Credit Cards

Your wallet’s never empty with VISA® Credit Cards from MSDFCU.

Visa Platinum, Visa Platinum Rewards & Visa vigorTM Signature Rewards - MSDFCU Visa cards are convenient for everyday use and for life’s unexpected moments. Our cards offer many benefits and include state-of-the-art security to help keep your account safe. How to access your Credit Card Information.

CARDS  VISA PLATINUM  VISA
PLATINUM Rewards		 NEW!
VISA vigorTM SIGNATURE Rewards 
  Card_Platinum-contactless  Card_Platinum Rewards-contactless  card_vigorSignature
Rates as low as 11.40% APR*  13.00% APR*  13.00% APR*
Rewards Benefit   You earn 1 point per $1 spent.
Points are redeemable for cash back, travel, merchandise and gift cards. 		Each month you will earn
1.5 points per $1 spent up to
$1,500 in purchases, and you
will earn 2 points per $1 spent on purchases above $1,500.
Cash Advances ✔  ✔  ✔
No Annual Fee ✔  ✔  ✔
No Minimum Finance Charge ✔  ✔  ✔
No Foreign Transaction Fees  ✔  ✔  ✔
25-Day Grace Period On Purchases  ✔  ✔  ✔
Convenient payment options  ✔  ✔  ✔
Digital Wallet Acceptance   ✔  ✔  ✔
Account Alerts via text or email  ✔  ✔  ✔
Real-time purchase alerts  ✔  ✔  ✔
Credit limits of up to $75,000  ✔  ✔  ✔
ATM Access Worldwide  ✔ ✔
  ✔
Travel and Emergency Assistance  ✔  ✔  ✔
Lost/Stolen Assistance  ✔  ✔  ✔

Contactless Tap and Go Convenience

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✔
Premium Cardholder
Assistance		      ✔
Concierge Services      ✔
  VP Disclosure VPR Disclosure VSR Disclosure
  Visa Platinum Application Visa Platinum Rewards Application Visa vigorTM Signature Rewards Application

VISA Links

  • Visa Secure - a program that helps confirm your identity when you make an online purchase at participating merchant sites. 
  • VISA Zero Liability - rest easy knowing you won’t be held responsible for fraudulent charges when you notify us immediately.
  • Federal Reserve Credit Card Facts - Help you make good financial choices when it comes to credit cards.
  • Visa Balance Transfer -  No unexpected charges. No balance transfer fees.

  • Enroll in Visa Checkout - with your Merck Sharp & Dohme Federal Credit Union card.

  • Visa Account Updater - Visa will automatically update your card information whenever it changes to help prevent the interruption of your recurring payments.

  • Visa Contactless Tap and Go - You can tap to pay with your MSDFCU Visa contactless chip card for a secure, convenient and touch-free way to pay. Just look for the Contactless Symbol at checkout.

  • Visa Signature Card Concierge -The Concierge Representatives have a wealth of knowledge and resources to assist cardholders in finding the right solution for the task at hand.

Lost or Stolen Credit Cards

Call 1-800-449-7728, 24 hours a day, seven days a week. 

Travel

To help prevent fraud and ensure continued card usage when traveling, contact us or call (215) 996-3700 ahead of your scheduled trip, especially if outside of the United States.

Personal Identification Number

If you do not have a PIN for your credit card or do not remember your PIN, contact 888-886-0083

If you do not have a PIN for your debit card or do not remember your PIN, contact 866-985-2273

 

*APR=Annual Percentage Rate

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