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Credit Cards

Your wallet’s never empty with VISA® Credit Cards from MSDFCU.

Visa Platinum, Visa Platinum Rewards & Visa vigorTM Signature Rewards - MSDFCU Visa cards are convenient for everyday use and for life’s unexpected moments. Our cards offer many benefits and include state-of-the-art security to help keep your account safe. How to access your Credit Card Information.

  Card_Platinum-contactless  Card_Platinum Rewards-contactless  card_vigorSignature
Rates as low as 14.40% APR*  16.00% APR*  16.00% APR*
Rewards Benefit   You earn 1 point per $1 spent.
Points are redeemable for cash back, travel, merchandise and gift cards.
Each month you will earn
1.5 points per $1 spent up to
$1,500 in purchases, and you
will earn 2 points per $1 spent on purchases above $1,500.
Cash Advances    
No Annual Fee    
No Minimum Finance Charge    
No Foreign Transaction Fees      
25-Day Grace Period On Purchases      
Convenient payment options      
Digital Wallet Acceptance       
Account Alerts via text or email      
Real-time purchase alerts      
Credit limits of up to $75,000      
ATM Access Worldwide  
Travel and Emergency Assistance      
Lost/Stolen Assistance      

Contactless Tap and Go Convenience

Premium Cardholder
Concierge Services      
  VP Disclosure VPR Disclosure VSR Disclosure
  Visa Platinum Application Visa Platinum Rewards Application Visa vigorTM Signature Rewards Application

VISA Links

  • Visa Secure - a program that helps confirm your identity when you make an online purchase at participating merchant sites. 
  • VISA Zero Liability - rest easy knowing you won’t be held responsible for fraudulent charges when you notify us immediately.
  • Federal Reserve Credit Card Facts - Help you make good financial choices when it comes to credit cards.
  • Visa Balance Transfer -  No unexpected charges. No balance transfer fees.
  • Enroll in Visa Checkout - with your Merck Sharp & Dohme Federal Credit Union card.

  • Visa Account Updater - Visa will automatically update your card information whenever it changes to help prevent the interruption of your recurring payments.

  • Visa Contactless Tap and Go - You can tap to pay with your MSDFCU Visa contactless chip card for a secure, convenient and touch-free way to pay. Just look for the Contactless Symbol at checkout.

  • Visa Signature Card Concierge -The Concierge Representatives have a wealth of knowledge and resources to assist cardholders in finding the right solution for the task at hand.

Lost or Stolen Credit Cards

Call 1-800-449-7728, 24 hours a day, seven days a week. 


To help prevent fraud and ensure continued card usage when traveling, contact us or call (215) 996-3700 ahead of your scheduled trip, especially if outside of the United States.

Personal Identification Number

If you do not have a PIN for your credit card or do not remember your PIN, contact 888-886-0083

If you do not have a PIN for your debit card or do not remember your PIN, contact 866-985-2273


*APR=Annual Percentage Rate