Skip to main content

Online Banking

Enroll in Online Banking

Auto Insurance

Insurance to cover all the stops. 

Whatever you drive, you know you need insurance for your car and assets. And MSDFCU has options that enable you to get the insurance you want. 


Guaranteed Asset Protection (GAP)

GAP insurance is financial protection covering the difference in the balance on a car and its declared value, as determined by your primary insurance carrier, in the event that it is damaged beyond repair, or stolen and never recovered before your loan is paid in full.

Depreciation Protection (DPW)

Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan.  It waives some or all of your loan balance in the event of the total loss of your vehicle.  The waiver benefit is equal to the difference between your vehicle’s MSRP or retail value at the time of DPW purchase, less the amount of your loan balance at the time of total loss. DPW IS IDEAL FOR THOSE WHO:

  • Put money down or have equity in the vehicle
  • Make accelerated loan payments
  • Desire protection from vehicle depreciation
  • Desire peace of mind knowing the money invested in a vehicle could be protected


    When you need affordable insurance, turn to the TruStageTM Auto and Homeowners Insurance Program to get our exclusive MSDFCU member-only discount offer of up to 10% off!  You could be saving hundreds of dollars a year.  Plus, there are a variety of other insurance options available at a discount as well.

    Discounts on auto insurance include:

    • Multi-Car
    • Safe Driver
    • Good Student
    • Airbags & Use of Seatbelts
    • Anti-Theft Devices
    • Anti-Lock Brakes

    Other features and benefits available:

    • Multi-Policy Savings
    • 24-Hour Claims Service
    • Emergency Roadside Assistance
    • Accident Forgiveness
    • Convenient Payment Options

    MSDFCU has everything you need from financing, buying,
    searching, and enjoying your next ride.