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More for Your Money

CDs offer competitive, promotional rates - and great returns.


Guaranteed Returns

Choose the best time duration for you; the rate is guaranteed for the entire term.

A Safe Choice 

CDs are considered one of the safest investment options available and are insured by the  (NCUA) up to $250,000. 

Steady Growth 

CDs are a great place to invest cash safely. You can earn a higher dividend and choose a time period that’s right for you. 
However, there are penalties for early withdrawal; see account terms.

  • $500.00 minimum balance required to open ANY CD term
  • Earn a higher rate of interest than regular savings
  • Available terms from 3 months to 5 years
  • Higher rates for Jumbo Certificates with a minimum balance of $25,000
  • CDs are also available as IRA CDs

What is a CD?
A certificate of deposit, or CD, is a deposit account with us for a specified period of time.
What is the minimum deposit required to open a CD? 

How is the CD Interest Calculated?

We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the rate sheet for further details.
What does it mean when my CD matures? 
The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Call us at 215-996-3700 to learn more about what options you have when your CD matures.

Open a CD in the Following Ways