Skip to main content

Online Banking

Enroll in Online Banking


Earn CURewards® points with your debit card. Receive one CUReward point for every $2 you spend using your debit card, choose "Credit," and sign your receipt.

ATM Network

You are never far away from an ATM with access to more than 71,000 surcharge-free ATMs. 24-hour ATM access. Including CU$ Network and Allpoint Network ATMs. Enjoy Five Fee-free monthly withdrawals from any ATM. MSDFCU ATMs are always fee-free withdrawals. 

Visa Features 

    • Visa Account Updater – Visa will automatically update your card information whenever it changes to help prevent the interruption of your recurring payments.
    • Visa Secured – Advanced security to help you shop online with confidence and peace of mind.
    • Enroll in Visa Checkout – Your Merck Sharp & Dohme Federal Credit Union card and enjoy a secure checkout experience—all without having to remember a password.
    • Visa Contactless Tap and Go – You can tap to pay with your MSDFCU Visa contactless chip card for a secure, convenient, and touch-free way to pay. Just look for the Contactless Symbol at checkout.

    Courtesy Pay 

    Opt in for Courtesy Pay. Process purchases even if you don’t have the total amount of funds available in your account.

    Fraud Alerts 

    Fraud alerts are automated phone calls, text messages, and emails sent when potentially fraudulent purchase activity has been detected on a credit/debit card account. Messages are triggered by the Merck Sharp and Dohme FCU fraud detection system. Text messages will be sent to cardholders in the 50 United States at no charge. Customers with international telephone numbers will only receive emails. They will not receive text messages or phone calls. You will be automatically enrolled in the advanced fraud alert service, which will help us notify you sooner to review potential fraudulent debit or credit card transactions.

    View Fraud Alert FAQs here. 

    Digital Wallet

    Make quick, secure purchases by linking your MSD Debit Card to your smartphone's digital wallet and check-out using a contactless payment at your favorite stores.

    Manage your card easily through your phone.

    Download our Mobile App. 

    • Google Play
    • App Store