Balance Transfer
Have you checked the rates you're paying on your other bank and department store cards? Chances are, you're paying way more than you should. This is a perfect time to transfer high-interest balances to one of our MSDFCU Credit Cards. You'll get the credit you deserve, a card you can trust, and no unexpected charges or fees.
A balance transfer credit card can help you manage your debt by combining your credit card debt on one card, allowing you to track one monthly payment.
Transferring a balance from a credit card with a high-interest rate to an MSD Balance Transfer credit card may lower the amount of money you spend on interest if the rate on the new card is lower than the existing card.
Consolidate your monthly credit card payments
A balance transfer credit card can help you manage your debt by combining your credit card debt on one card, allowing you to track one monthly payment.
Save money on credit card interest
Transferring a balance from a credit card with a high interest rate to an MSD balance transfer credit card may lower the amount of money you spend on interest if the rate on the new card is lower than the existing card.
Transferring Your Balance Is Easy!
If you have an existing Credit card with us and would like to take advantage of our Balance Transfer Promotion, click below.
If you're applying for the VISA Platinum Rewards or the VISA Platinum,
just complete the online balance transfer form, and we'll do the rest!
vigor™ Introductory Offer
Don't have a vigor™ card?
You can open one today
0% APR* on Balance Transfers
for 15 MONTHS for a low 2% fee for balances transferred within 90 days from account open date.
Earn CURewards Points1
1.5 points per $1 spent up to $1,500 in purchases, and you will earn 2 points per $1 spent on purchases above $1,500.
0% APR on Purchases2
Say goodbye to the APR for 365 days from account opening on purchases made within the first year.
**New vigor Visa Credit Cards will have a 0% APR for 365 days on purchases and 0% APR on balance transfers for 15 months with 2% balance transfer fee within the first 90 days of account opening. Afterward, the account will return to the standard APR as described in your credit card agreement. See terms and conditions for details.