Outgoing Wire Transfers
- Online Wire Transfer a new, secure, and on-the-go way to process wire transfers—right from your Digital Banking platform! Effortless, fast, and reliable, this enhanced feature lets you send domestic or international wires anytime, anywhere. It’s the smarter, simpler way to move money safely—no paperwork, no hassle, just progress at your fingertips. View this How-To Guide.
- If you prefer to not complete your transfer Online, use the Wire Transfer Request Form.
Incoming Wire Transfers
For times when you need funds sent to your account, a wire transfer can be sent using this Incoming Wire Request Form.
How to Initiate a Wire Transfer.
- Online through Digital Banking
- In person at a branch
- By fax 866-316-5829
- Email us at info@msdfcu.org (Please note, this is not a secure form of communication.)
- There is a fee for the services, and you must provide photo identification
Requests must be received by the following times:
Monday through Friday - International by 2:00 P.M.EST || Domestic by 3:30 P.M. EST
Items received after the stated times and on weekends or holidays will be sent on the next business day.
Wire Transfers: What you need to know.
Effective January 1, 2007 all wire transfers designated to the European Union must include a valid BIC (Bank Identification Code, a.k.a. SWIFT Code) and a valid IBAN (International Bank Account Number). A full receiving bank address will also be required. The codes and bank address information can only be supplied by the recipient or by the European financial institution. Failure to provide accurate BIC and IBAN codes could result in penalty charges imposed by the receiving financial institution, rejection and return.
Any wire transfer agreement presented to Merck Sharp & Dohme FCU which does not meet these requirements will result in immediate denial of the request. If you are a member with My Advantage benefits, the fee may be discounted.