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Online Banking

Enroll in Online Banking

Transfer funds to any account


Never Miss a Bill -
Easily Schedule Payments


Manage Your Accounts Anywhere

Online Banking

FREE Online Banking.

Access your account(s) online 24 hours a day for free by simply enrolling. You can manage your account anytime. Our secure Online Banking system lets you view balances and histories, transfer funds, and more. 

  • Bill Pay and eBills - Receive payment notifications
  • Transfer funds to external accounts
  • MSDFCU Cards- Card transactions & management like CURewards accessed directly from the dashboard
  • Person-to-Person Transfers (P2P)
  • Wellness Tool - New goals & assessment tools to help you plan smarter
  • Statements - Easy to read e-documents & statements, including credit card eStatements
  • Enhanced Security- Multi-Factor and Biometric Authentication
  • Set Up Alerts


How to Sign Into Online Banking

First-Time Login

First-time login, After Upgrade

  • Enter your current username and password
  • Agree to the disclosure
  • Verify your identity

    ---To prevent system lockout ---
    • Do NOT include dashes in your Social Security Number
    • DO use slashes to separate your Date Of Birth MM/DD/YYYY
  • Received a temporary passcode
  • Create a new password – You can reuse your existing password

Our Suite of Tools

Online Banking Dashboard 

Within our Online Banking Dashboard, you can see all your accounts under one system to help you keep track of all your finances. On the dashboard, view your FREE credit score, which is always current, link external accounts from other institutions besides your MSD accounts, and get the most straightforward overview. 

P2P Payments 

P2P (Person-to-Person Transfer) is a one-way, seamless, and efficient means to send money to a reliable peer. P2P allows you to securely control the funds you send with a security question that you can tailor to be peer specific. All you need to start is a valid phone number or email; your peer will receive a link to complete the process!

Financial Wellness 

Our Financial Wellness tool is more than your MSDFCU accounts - bring in all your accounts to get an accurate picture of your financial status. Our Financial Wellness has a FREE online financial health assessment, which gives you an overview of your savings goal and tracks your progress. 

Bill Pay & eBills

No need to write a check and hope that it arrives on time, now, pay bills online and schedule one-time or reoccurring payments through Bill Pay. An eBill is an electronic version of a paper bill that you can view and pay online. Instead of being sent to your mailbox, eBills are delivered to your Bill Pay in Online Banking


You’ll eliminate paper, protect yourself from identity theft, and receive your statements faster with our free eStatements service. When you enroll in Online Banking, you are automatically enrolled in eStatements. You will receive an email that your statement is available on the first of every month. With eStatements, you can view, save, and print up to 18 months of rolling history. Plus, you're helping to conserve our natural resources by choosing eStatements. 

Credit Sense

A comprehensive Credit Score program integrated into your Online Banking that helps you stay on top of your credit. You get your latest credit score and an understanding of key factors that impact the score. With this program, you always know where you stand with your credit. 

Help Protect Yourself with FREE Alerts.

Through Online Banking, you can set up free customized alerts. These important account notifications can help protect your account and let you proactively manage your finances in less time. Visit our Help Center to learn How-To set up alerts

Some of the alerts you can set:

  • Balance Alerts: Set balance thresholds both high and low
  • Transaction Type Alerts: You specify the transactions that trigger an alert (for example, debits, credits, ATM, check)
  • Statement Notification Alerts: Informs you when a new statement is available
  • Secure Message Alerts: Informs you if you have received a secure message
  • Additional alerts: such as bill payment, positive pay, ACH, wire, approval and others