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Online Banking

Enroll in Online Banking

Live Your Best, Most Organized Life

A snapshot view of all the convenient tools you have as a Member.

Digital Banking 

Online Banking 

Securely access your account(s) online 24 hours a day for FREE by simply enrolling. You can manage your account anytime. Our secure Online Banking system lets you view balances and histories, transfer funds, and more. How to sign into Online Banking.

Mobile Banking

With Mobile Banking, you can make transfers, check balances, view history, pay bills, and do virtually anything currently available in Online Banking. Still, it is formatted to fit your mobile device. Plus, you can even deposit a check via your mobile device! Even if you don't have a data plan, you can still have on-the-go access to your accounts.


Bill Pay / eBill

Save time, and manage all your bills and payments in one place. Instead of writing a check and sending it in the mail, you can use your desktop or mobile device to pay online.

Bill Matrix 

Pay your MSDFCU loan online using money from outside financial institutions. There is no need to mail a check or travel to a branch to make a payment. You can pay your MSDFCU loan using any method from an outside financial institution, debit card, savings account, checking account, or money market account.

Loan Services 

Instant Open 

Open a Checking, Savings, or Certificate of Deposit account. You can open a Merck Sharp & Dohme FCU account or apply for a loan anytime or anywhere convenient. It's simple, secure, and takes just minutes!

Online Loan Applications

Apply for a loan anytime or from anywhere; with our easy-to-complete application process, you quickly get the answers you need.

Account Tools

Transfer Now 

Transfer your money from another bank without moving an inch. Online transfers are a convenient way to move money from your accounts at other banks into your account at msdfcu – no checks, cash deposits, or branch visits are required.

Log in to your online banking account to schedule a transfer. To access this page, click the Transfer Funds tab at the top of any Online Banking page and select the “Transfer to or from an account outside Merck Sharp & Dohme” navigation link.

Mobile Deposits 

Mobile Deposit is a FREE, secure, and safe service accessed through your mobile devices, such as a smartphone or tablet. Mobile Deposit lets you conveniently deposit checks and view your deposit history — without driving to a branch or mailing a check. It's simple, whether it's an unexpected gift, a refund, or a routine deposit, you can quickly deposit checks as soon as you receive them. How to make a mobile deposit.

Digital Wallet

With just a tap, you can use your MSDFCU Credit or Debit Card to pay quickly and conveniently at the checkout counter in stores, online, and in-app purchases. Your payment information is never shared with merchants or stored on your device.

Cross-Account Access

A "cross-account" belongs to another member at MSDFCU. In Online Banking, you can transfer money from one of your deposit accounts, such as a checking or savings account, to another member’s account (cross-account).

  • When you set up a fund transfer from one of your deposit accounts to a cross-account, you can only view the available balance for your accounts.
  • You cannot view balances, and other details related to the other members' cross accounts you are transferring to.
  • This type of fund transfer processes immediately.
  • To access this page, click the Transfer Funds tab at the top of any Online Banking page and select the “Transfer to an account that is not yours” navigation link.

    Watch Cross Accounts Video 


    Our telephone banking is a FREE audio response system accessed from a touch-tone telephone 24 hours a day.