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Student Loans

CHASE YOUR DREAM

With college costs rising, it's more important than ever for students and families to plan carefully and fully understand all financial aid options. Students will leave college with a bright financial future by maximizing no- and low-cost financial aid, choosing student loans carefully, and developing proper money management skills. 

CU Student Choice Undergraduate

Our Student Choice private loan solution was designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, and federal Direct Subsidized and Unsubsidized loans) have been exhausted.

  • Low-interest rates and no origination or prepayment fees
  • Flexible repayment and in-school deferment options
  • Multiple repayment options, including both fixed and variable rates
  • Easy online application and instant credit decision
  • 24/7 call center and application support
  • A convenient line of credit structure allows you to get funding for your entire career with just one application*
  • A loan from a local, not-for-profit lender that you can trust for years to come

CU Student Choice Graduate

Going to graduate school is an exciting step in your education, so choose a loan solution that helps you focus on what's important - your classes!

  • Low-interest rates and no origination or prepayment fees
  • Flexible repayment and in-school deferment options
  • Multiple repayment options, including both fixed and variable rates
  • Easy online application and instant credit decision
  • 24/7 call center and application support
  • A convenient line of credit structure allows you to get funding for your entire career with just one application*
  • A loan from a local, not-for-profit lender that you can trust for years to come

 

Student Loan Refinance

Take control of your student loans. You can refinance and consolidate your private and federal student loans into one manageable loan, setting up one convenient payment and potentially lowering your rate. Our refinance loan features a competitive interest rate, and zero origination fees can help you simplify your life while amplifying your funds.

  • Great low rates
  • Easy online application
  • No origination fees
  • No pre-payment penalties
  • 0.25% Rate discount for automatic electronic payment

Support

If you have additional questions regarding your student loan account or are experiencing difficulties and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at www.uasecho.com. Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.

Modern Financial Literacy

We're not just here to provide a student loan. We want to be your financial partner for life. Merck Sharp & Dohme Federal Credit Union is proud to offer modern financial education tools and resources so you can make an informed decision about your college financing options.

  • Videos & Articles-More than 1,000 original videos, articles, and info graphics with new content added daily.
  • Interactive Modules-Custom curriculum with interactive video-based info on everything from students loans to managing your money.
  • Student Loan Help-Student loan balance reminders, step-by-step FAFSA help, scholarship assistance, repayment calculators, and more.
  • Career Development-Personalized entry-level, internship, and job search engine with resume analyzer and cover letter assistance. 

* Subject to credit qualification and additional criteria, including graduating from an approved school. Loans subject to approval. Rates, terms and conditions subject to change without notice.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans, including interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.

Delaware Valley University Educational Partnership Program

The program perks are extended to all MSDFCU Members. Through MSDFCU’s enrollment in the Delaware Valley University Educational Partnership Program, MSDFCU Members can pursue their education to complete bachelor’s degrees in 25 different degrees and 20 certificate programs or pursue a graduate degree.

Contact DelVal

For more information, reach out to CPS@delval.edu. For graduate program information, please email gradprograms@delval.edu.

College Research

The College Board – Use College Search to find the right college for you. Search over 3000 colleges by location, major, type, and more.

Kaplan - Kaplan offers information on scholarships and colleges. It allows students to search for programs that they are interested in.