As we navigate through an increasingly digital world, it's important to be aware of the various types of fraud that can impact our personal and financial security. MSDFCU wanted to take a moment to share some valuable tips to help protect yourself from fraud:

Beware of Spoofing Scams: Spoofing is a type of cyber attack in which a malicious party impersonates a trusted entity or individual to deceive victims into revealing sensitive information or taking certain actions. It can take various forms, including email spoofing, caller ID spoofing, and website spoofing.

Beware of Phishing Scams: Always be cautious when receiving unsolicited emails or messages. Avoid clicking on links or downloading attachments from unfamiliar sources. Scammers often use these tactics to steal sensitive information like passwords or credit card details.

How to Protect Yourself

  • Be Skeptical of Unsolicited Communication: Whether it’s an email, phone call, or text message, always verify the source of any unsolicited communication. If it claims to be from a trusted entity (like your bank), contact them directly through official channels to confirm the legitimacy of the message.
  • Be Cautious with Personal Information: Never share personal details like your Social Security number, credit card information, or passwords unless you are certain of the identity and legitimacy of the request.
  • Use Strong, Unique Passwords: It's also a good idea to use different passwords for different accounts.
  • Enable Two-Factor Authentication (2FA): This adds an extra layer of protection by requiring a second form of verification in addition to your password.

Please remember that MSDFCU will never ask you to provide confidential information (your account number, SSN, Name, address, password, etc.) in emails or text messages. In addition, MSDFCU will not initiate a call to you and ask you to provide confidential information. MSDFCU will only request confidential information to verify your identity when you contact Member Services

If you believe you have received a suspicious email, text, or call asking you to send or receive money, please contact Member Services at 215-996-3700.