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2024-balance-transfer

The Sky is the Limit with Balance Transfers for 0% APR*

Take flight from February 1, 2024 to May 15, 2024 to take advantage of this soarin' great opportunity. 

If you have an existing balance on another institution's credit card, you can transfer your balance to your MSDFCU credit card.

Hit the runway with 0% APR!* for 15 MONTHS for a low 2% balance transfer fee.

Transferring Your Balance Is Easy.

Just complete the online balance transfer form, and we'll get your wheels up!

This offer is available on all MSDFCU cards – Visa Platinum®, Platinum Rewards and Visa vigor™!


Our introductory offer has First Class Benefits

If you do not have an existing MSDFCU credit card, apply for our vigor™ card to experience the advantages of carrying a VISA signature credit card.

vigor™ Introductory Offer

0% APR*

for 15 MONTHS for a low 2% fee for balances transferred within 90 days from account open date.


Earn 3 CURewards Points1

on every dollar you spend within the first 90 days of account opening date. Points can be redeemed for cash back, merchandise, gift cards, or travel.


0% APR on Purchases2

Say goodbye to the APR for 365 days from account opening on purchases made within the first year.


Don't have a vigor™ card?

You can open one today!

Federally Insured by NCUA | Equal Opportunity Lender

*APR = Annual Percentage Rate. Effective 02/01/2024 to 05/15/2024. Transferred balances will have a 0.00% APR on the balance with a 2% balance transfer fee. The rate is good for 15 months (15 billing cycles) from the transaction date of the balance transfer. Afterward, the account will return to the standard APR as described in your credit card agreement. Balance transfers are not eligible for rewards. Existing MSDFCU credit card and loan balances are not eligible for this promotion. Offer subject to change without prior notice.

1 - CURewards® Points. During the first 90 days from account opening, you will earn a total of 3 CURewards points on every $1 spent on purchases. After the promotional period, point accrual will return to the standard tiered structure as described in your credit card agreement. Each month you will earn 1.5 points per $1 spent up to $1,500 in purchases, and you will earn 2 points per $1 spent on purchases above $1,500. Points can be redeemed for cash back, merchandise, gift cards, or  travel. Cash redemptions start at 2,500 points, with no maximum on the amount you can redeem. Redeem your points at a rate of 1%, in any increment (for example, 2,500 points = $25.00).

2 - Rate is good for 365 days from account opening on purchases made within the first year from account opening. Afterwards, the account will return to the standard APR as described in your credit card agreement and disclosure.

MSDFCU makes every reasonable effort to ensure the accuracy and validity of the information published. We reserve the right to change service information, rates, or terms at any time without prior notice. Contact us for complete details.