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Wire Transfers

When you need a reliable way to send money.

Wire transfers, also known as a bank transfer or credit transfer, is a quick method of an electronic funds transfer from one person or entity to another. We offer the following services for a fee and you must provide photo identification.

How to Request a Wire Transfer.

  • In person at a branch
  • By fax 215-996-3776
  • Send us an email at info@msdfcu.org (Please note, this is not a secure form of communication.)
  • There is a fee for the services and you must provide photo identification
  • Requests must be received by the following times.
    Monday through Friday
  • International by 2:00 P.M.EST
  • Domestic by 3:30 P.M. EST

Items received on after the stated times and on weekends or holidays will be sent on the next business day.

Wire Transfers: What you need to know.

Effective January 1, 2007 all wire transfers designated to the European Union must include a valid BIC (Bank Identification Code, a.k.a. SWIFT Code) and a valid IBAN (International Bank Account Number). A full receiving bank address will also be required. The codes and bank address information can only be supplied by the recipient or by the European financial institution. Failure to provide accurate BIC and IBAN codes could result in penalty charges imposed by the receiving financial institution, rejection and return.

Any wire transfer agreement presented to Merck Sharp & Dohme FCU which does not meet these requirements will result in immediate denial of the request. If you are a member with My Advantage benefits, the fee may be discounted.

Alternative Transfer Products.

We also offer a Funds Transfer service within Online Banking that allows funds transfers to other institutions.