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My Advantage

Rate rewards and fee discounts for the entire family.

To qualify for My Advantage, your household* must have the following accounts and services with MSDFCU:

  1. An aggregate of $35,000 in qualifying household end-of-month balances with MSDFCU (excluding First Mortgage, Credit Card, and Student Loan balances)
  2. Checking Account**
  3. Direct Deposit**

With My Advantage, you’ll receive loan discounts, special Certificate of Deposit offers, and a Money Market rate bonus. Plus, for My Advantage members, we’ll waive many of our standard service fees. There are plenty of benefits for using your Credit Union and My Advantage rewards your household for doing so!


*A household is defined as all member accounts residing at one address. Though the household accounts are calculated together, members of a household will only have access to accounts on which they are owner or joint owner.

**The account with the lowest number is considered the head of household account. The head of household account must have a Checking Account and Direct Deposit in order for the household to qualify for My Advantage. Direct Deposit must be a minimum of $100.00 to qualify. My Advantage discounts and offers are subject to change without notice.