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Home Loans

Looking for a Home Equity Loan or Mortgage? MSDFCU can assist you with the home of your dreams and more.

Home Equity Lines of Credit – If you own a home, you can apply for our variable-rate loan with a credit line. You only need to apply once for this loan every ten years, but can use the funds as needed up to your limit.  It is a revolving line of credit which means you can use it over and over as you pay it down, but with a lower rate than credit cards and many retail loans because it is secured against your home - plus it may offer tax benefits (consult with your tax advisor). You can borrow up to 80% of your home’s equity (the amount at which your home is valued less any loans owed on it). You draw the funds from the loan as you need them – whether it’s all upfront or in increments through the years. Use your home’s equity for years to come with this loan.

Home Equity Loan – For members who like a fixed-length of time, a fixed rate, and a fixed payment, our Home Equity Loans are available with competitive rates and terms of 5-, 7-, 10-, or 15-years. You can use the loan for a variety of reasons. Apply for any of our fixed-rate loans up to maximum of 80% of your home’s equity.

Home equity loans and lines of credit are subject to a $150 non-refundable application fee. Have a question? Contact us at (215) 996-3700 or e-mail us!

Mortgages – Fixed and adjustable rate mortgages for various terms and conditions are available at competitive rates with low fees. Whether you are a first-time home buyer, relocating, or looking to refinance, MSDFCU has the resources to make the transition easy. Our Mortgage Center can help you research your options, get pre-qualified, calculate how much home you can afford, and you can even apply online, 24/7. For more information, contact Leanne Tomanelli at (215) 996-3768 or e-mail her at

Additional services to help you make your housing decisions include:

Moving Discounts – Through the Love My CU service, you may be eligible for a discount on moving services.

Calculators – Figure out what your payments may be based on what you want to borrow and the current rates.

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MSDFCU's ABA Number: 231386645
335 West Butler Avenue, Chalfont, PA 18914|(215) 996-3700
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