Pre-Approved Express Check
Pre-approved Express Check allows you to walk into the dealer with a check in hand for your next vehicle! It’s a simple process and puts you in the right position for your next auto deal.
Simply apply for an auto and request the Pre-Approval Express Check in the comments if you apply online or ask for it when you call for a loan. You’ll receive a Pre-Approved Express Check in the mail after you’ve been approved with a maximum amount available to purchase your next vehicle. Take the check with you and make your deal for up to your approved amount.
You’ll have plenty of time to shop as Express Checks are good for a new or used vehicle (one to seven years old) purchased through an auto dealership for a full 45 days from the date of your loan application. You won’t have any payments until you use the check. Once the check is used, we will send you information and documents to complete the transaction. If your best deal is less than the Express Check pre-approved amount, you simply complete the Express Check for the lesser amount. Your loan will be funded for the amount on the bill of sale as reflected on the Express Draft when you complete it.