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You can save big on monthly
payments by transferring
your high–rate balances to a
MSDFCU VISA® credit card
with a low introductory rate
of 1.99% APR* – good for

Platinum – as low as 10.90%APR
Platinum Rewards – as low as 12.50% APR

Make The Switch To An MSDFCU VISA® And Save
Compare Our Rates And Benefits With Other Cards**

Based on
$10,000 Balance
MSDFCU Balance
Transfer Rate
Chase® Sapphire
Bank of America
Travel Rewards®
Thank You®
APR* 1.99% APR* 15.99% APR** 15.24% APR** 14.24% APR**
Total Interest Paid
with $425
$208 $2,079 $1,955 $1,796
Balance Transfer Fee None 3% each transfer 3% each transfer 3% each transfer
Annual Fee None $95.00 N/A $95.00
Cash Advance Fee None $10 or 5%
each transfer
$10 or 3%
each transfer
$10 or 5%
each transfer

Our VISA® Platinum Cards Offer
These Great Benefits:

Promotional Rate For 24 Months On Transferred Balances
Good For New & Existing Cardholders
No Balance Transfer Fees
No Annual Fee
No Cash Advance Fee
Earn 1% Cash Back With Our Rewards Card

Transferring Your Balances Is Easy!

Access the Balance Transfer Form here and we’ll take care of the rest! You can also stop by a branch or call (215) 996–3700.

Don’t Have An MSDFCU VISA® Yet?

Apply online today for a fast decision and start
enjoying the benefits.


*APR = Annual Percentage Rate. Transferred balances will have a 1.99% APR special rate for two years (24 billing cycles). At the end of the special rate, the account will return to the standard APR for either Platinum or Platinum Rewards as described in your credit card agreement. Balance transfers and cash advances are not eligible for rewards or cash back. Contact the Credit Union for complete details. Offer subject to change without prior notice.
**Annual Percentage Rate comparison performed 1/8/16 at Payment example based on payoff of $10,000 Transferred Balances at 1.99% APR for 24 payments. "Total Interest Paid" amounts are based on fixed payments of $425.00 per month. Other credit cards used in comparison required additional payments to achieve payoff at $425.00 per month. All trademarks are property of their respective owners.


Both cards offer these additional benefits:

  • No Annual Fee
  • 25-Day Grace Period On Purchases
  • Cash Advances
  • No Minimum Finance Charge
  • No Transaction Fees
  • Credit limits up to $50,000
  • Card Lock protection
  • eStatements
  • ATM Access Worldwide
  • Travel and Emergency Assistance Services
  • Verified by Visa is a free and easy way to add security for all your online card purchases
  • VISA Zero Liability lets you rest easy knowing you won’t be held responsible for fraudulent charges when you notify us immediately.
  • Lost/Stolen Assistance is available by calling 1-800-449-7728, 24 hours a day, seven days a week. 
  • Credit Card Facts from the Federal Reserve to help you make good financial choices when it comes to credit cards.

To help prevent fraud when traveling, please contact us or call (215) 996-3700 ahead of your scheduled trip and we can set your card parameters to work in the area you are traveling, especially if it is outside of the United States.

APR=Annual Percentage Rate 
Credit Card Disclosure

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Merck Stock Activity Equal Housing Lender NCUA Your savings fedarally insured to at least $250,000 and backed by the full faith and credit of the United States Governmennt
MSDFCU's ABA Number: 231386645
335 West Butler Avenue, Chalfont, PA 18914|(215) 996-3700
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External Website Disclaimer

You are now leaving the Merck Sharp Dohme FCU website. The third-party website you are going to is not operated by MSDFCU. The privacy and security policy may differ from those practiced by MSDFCU. Please review their privacy and security policies. MSDFCU does not endorse nor regularly review the materials of the third-party website, and does not represent either the third party or member if the two parties enter into a transaction.