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Credit Card Balance Transfer

Consolidate your credit cards into one low, easy monthly payment.

Have you checked the rates you’re paying on your other bank and department store cards? Chances are, you’re paying way more than you should. This is a perfect time to transfer high interest balances to one of MSDFCU’s credit cards and get a low, rate for 12 months! You’ll get the credit you deserve, a card you can trust, and no unexpected charges or fees. Plus, our Rewards Card lets you Earn 1% Cash Back.

Our Visa® Platinum cards offers these exceptional benefits:

  • No Annual Fee
  • No Minimum Finance Charge
  • No Transaction Fees
  • Card Lock Protection
  • Cash Advances
  • Credit Limits Up To $50,000
  • Verified By Visa
  • Visa Zero Liability

Transferring Your Balance Is Easy!

Just complete the online balance transfer form and we'll do the rest!

Start a Balance Transfer 
Transfer online, stop into any branch or call (215) 996-3700. 

*APR = Annual Percentage Rate. Transferred balances will have a 1.99% APR special rate for one year (12 billing cycles). At the end of the special rate, the account will return to the standard APR for either Platinum or Platinum Rewards as described in your credit card agreement. Balance transfers and cash advances are not eligible for rewards or cash back. Contact the Credit Union for complete details. Offer subject to change without prior notice.

New balance transfers to a MSDFCU Visa® Platinum or Visa Platinum Rewards credit card will receive the 1.99% APR for a period of 12 months from the book date of the balance transfer. There is no balance transfer fee. Balance transfers and cash advances are not eligible for rewards or cash back.