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Online Banking

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Cross Account Access

Member to Member, Cross Account Access.

A "cross account" is an account belonging to another member at MSDFCU. In Online Banking, you can transfer money from one of your deposit accounts, such as a checking or savings account, to another member's account (cross account).

What you need to know.

  • When you set up a fund transfer from one of your deposit accounts to a cross account, you can only view the available balance for your own accounts.
  • You cannot view balances and other details related to the other members' cross accounts you are transferring to.
  • This type of fund transfer processes immediately.