As a member of MSDFCU, you have a variety of choices when it comes to saving your hard-earned money. We offer basic services to more advanced options with competitive rates. Here is a brief description of the Deposit Accounts available to members:
Savings – Our basic Savings Account is required to become a member. There is no minimum balance fee. However, you must keep $5 in this account to retain your membership.
Checking – Our transaction account is free! There is no minimum deposit or monthly service charge for our Checking Accounts.
Money Market Account – If you’re looking for a higher savings rate without a long-term commitment, this account may suit your needs. A variety of tiers at higher savings rates are available starting with only a $2,500 minimum deposit.
Certificates of Deposit (CDs) – If you don’t plan on using your savings for a designated time period, consider opening a certificate account. Higher rates and terms from 3 months to 5 years are available, some with only a $500 minimum balance requirement.
Individual Retirement Accounts (IRAs) – We offer a variety of IRAs, from traditional savings to certificates, all available in a variety of types. Roth, Educational, and Jumbos are just a few of your options. Check out our IRA Service Center for more details.
Youth Accounts - Our children need to learn to use the tools available to them today so they become financially responsible adults. We have a variety of services to help them learn about finances.
Club Accounts – Saving for holidays, vacations, or other life goals is easy when you budget your income for these expenses by setting aside a small amount in a Club Account on a weekly, bi-weekly or monthly basis.
To set up deposits to your account from other institutions, you will need our ABA number: 231386645.