Certificates of Deposit (CDs)
Certificates of Deposit (CDs) are savings set aside to earn dividends for a specified time period with a minimum balance. Provided the funds remain in the account for the specified time, the selected rate applies. They are considered one of the safest investment options available and are insured by the National Credit Union Association (NCUA) up to $250,000. However, there are penalties for early withdrawal, see account terms. We have CDs available with minimum balances of $500 or $1,000 and up and terms starting at 3-months to 5-years. Higher-rate jumbo certificates with a minimum balance of $25,000 are an option. Our CDs are also available as IRA CDs.
To open a CD, stop by any of our branches, contact the Call Center at (215) 996-3700, or login to your Online Banking Account and on the blue left side menu choose Open an Account. Follow the prompts to choose your CD and term.