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Wire Transfers

There are two types of wire transfers available to members who need to transfer funds from another financial institution quickly. They are:

  • Incoming Wire Transfers – For times when you need funds sent to your account, a wire transfer can be sent. Please provide the sender with the information required. There is a fee for this service.
  • Outgoing Wire Transfers – When you are sending funds to another account, you’ll need to request the transfer via our Outgoing Wire Transfer Form. There is a fee for this service and you must provide a photo identification.

IMPORTANT INFORMATION: Effective January 1, 2007 all wire transfers designated to the European Union must include a valid BIC (Bank Identification Code, a.k.a. SWIFT Code) and a valid IBAN (International Bank Account Number). A full receiving bank address will also be required. The codes and bank address information can only be supplied by the recipient or by the European financial institution. Failure to provide accurate BIC and IBAN codes could result in penalty charges imposed by the receiving financial institution, rejection and return.

Any wire transfer agreement presented to Merck Sharp & Dohme FCU, which does not meet these requirements, will result in immediate denial of the request. If you are a member with My Advantage benefits, the fee may be discounted.

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