Prescription Monthly Refill - December 2009

Gift Joy with Gift Cards spacer
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Free College Tuition Seminar spacer
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Avoid ID Theft by Not Being Caught spacer
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Holiday Loan Special spacer
Apply for Hoffman Awards Today spacer
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Is Your Bank Credit Card a Chameleon? spacer
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Holiday Closings and Upcoming Events spacer

Gift Joy with Gift Cards

The holiday season is the perfect time to give a Gift Card. MSDFCU has the holiday cards in stock and ready for you to give as the perfect holiday gift. Gift cards can be used at any location where they accept VISA® making it more versatile than a store gift card. Pick up your card today.

 

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Free College Tuition Seminar

On January 13, 2010, we're offering parents an in-depth seminar providing easy to understand steps and suggestions to best help you and your child prepare, pay, and stay in college. This seminar offers a wealth of updated and relevant information, including how to navigate and understand the FAFSA, how to find a college, tips on finding free money, and what to do when scholarships, grants and government loans are not enough. Melissa Hunt, VP Client Relations & Education, from CU Student Choice will be leading the seminar.

When: January 13, 2010

Time: 6:30 p.m. – 8:30 p.m.

Where: Chalfont Office, Board Room

Register today!

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Avoid Identity Theft by Not Being Caught

Are you savvy enough to escape the hooks of phishing scams? Which one of these is NOT a legitimate MSDFCU Web site link or partner link?


Did you choose A? Take a close look. The "m" is actually two n's with the character spacing tightened up. This is a common way phishing scams trick people into clicking through to spoofed sites (sites that look just like the real site, but have malicious software which captures your personal information) and giving sensitive information out without you realizing you've been scammed. The best practice is to type in the Web site name anytime you are giving out identifying information.

Reproduced with permission. Please visit www.securitycartoon.com for more material.

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Holiday Loan Special

It's not too late to get an additional $2,500 for your holiday shopping! With our Holiday Loan special, you can borrow up to $2,500 at 7.99% APR* for one year. But, hurry, this offer expires on 12/31/2009!

*Annual Percentage Rate (APR) based on automatic deduction from MSDFCU account, otherwise rate is 0.25% higher. Estimated monthly payment per $1,000 borrowed over 12 months = $86.98. Offer Expires 12/31/2009.

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D00D – PTMM re Hoffman Awards

IOW (In Other Words):

Dude – Please Tell Me More about the Hoffman Awards

All 2010 graduating High School Students who are members or could be members of MSDFCU are eligible to apply for the Raymond O. Hoffman Awards. The awards are given to deserving students based on their community service over the past four years. Last year, five $5,000 awards were presented to deserving teens. For your chance, apply before January 22, 2010.

It's E123 (It's Easy as 1, 2, 3)!

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Is Your Bank Credit Card a Chameleon?

Changing Rates? Terms? Fees?

Now is the time to find out what color your card is. Is it true blue or making your eyes red? Many rates are now well over 25% APR - even for the best credit score consumers. Several card companies are now charging annual fees too from $29 to $99 All this means you'll pay more for the same credit you had established if you carry a revolving balance.

If your rates are raising red flags or your terms are changing colors, maybe you should too. Change your card to our fixed-rate 9.90% APR* Visa® Platinum.

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Upcoming Events and Holiday Closings

  • All MSDFCU offices will be closed on Thursday, December 24 and Friday, December 25, 2009, in observance of Christmas Eve and Christmas Day as well as Friday January 1, 2010 in observance of New Year's Day. You can still access your account through Home Banking, CUTIPS, and at all ATMs. View all holiday closings.

  • Santa will be visiting MSDFCU's Chalfont office located at 335 West Butler Avenue (Rte. 202) on Saturday, December 12, from 9:00 a.m. until 12:00 p.m.

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