Prescription Monthly Refill - August 2009
Sizzling Summer Savings
Cook up a great deal with one of our loans:
• Auto Loans up to 5 years1
• Home Equity Line of Credit
(Fixed until June of 2011)2
Refinance or buy your next vehicle with our incredibly low rate or cook up your next home improvement project. These rates are sizzling now, so apply today.
APR (Annual Percentage Rate) as of 7/1/09 and is subject to change. Call or visit a branch for details.
1 This rate is for loans repaid through automatic deduction (direct deposit, payroll deduction, transfer file). If not paid through automatic deduction, rate is 0.25% higher. Estimated monthly car loan payment per $1,000 borrowed at 3.99% APR is $18.41.
2 This is a fixed rate until June 30, 2011, thereafter the rate is variable, subject to change quarterly based on the Prime Rate as published in the Wall Street Journal with a floor of 3.99% and a ceiling of 18.00%. Estimated monthly payment per $1,000 borrowed at 3.99% APR is $7.39. Home equity loans and lines of credit are subject to a $150 non refundable application fee. Maximum Loan to Value (LTV) ratio of your home is 80%.
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Relax…
You’ve Got Cash Access Wherever You Go!
As you travel this summer or even start your school shopping, remember to use Allpoint ATMs. They are surcharge-free for MSDFCU cardholders and are conveniently located in national and regional retailers such as:
| Circle K |
ExxonMobil |
Sears |
Uni-Mart |
| CVS |
Phillips Hess |
Sunoco |
Walgreens |
| Costco |
Rite Aid |
Target |
7-eleven |
Conveniently located near your destination.
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Back to School Reloadable Cards
Reloadable gift cards make the perfect tool for back to school for students and parents. They’re a safe and easy way to budget with the convenience of a gift card. You can add money without leaving your home when your student’s funds have run low and they’ll have immediate access. Plus, you’ll have an itemized report of where the funds were used to help you track expenses. Students can access cash at ATMs or use the card wherever the VISA® logo is displayed.
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 We Accept 401(k) Rollovers
If you’re thinking about moving your funds, then you need to talk to Kurt. Our Wealth Management Team can set up a free, no-cost, no-obligation consultation to go over your options with you. Knowing your options can help lead you to a safe and secure retirement. Call today at (215) 996-3777 to set up your appointment!
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Free e-Lerts!
Through Home Banking, you can set up e-Lerts to help you monitor your accounts at any time. You have the option of establishing customized e-mail alerts to notify you when an account balance is low, a loan payment is due, the available balance of a line of credit, and much more.
To choose your e-Lerts:
- Log on to your Home Banking account.
- Choose Preferences.
- Select e-Mail Services from the list.
- Choose My Personal e-Lerts.
- Click on the Add e-Lert.
- Select the personal e-Lert message of your choice and click Add e-Lert.
- Choose the limit, account, and even customize the message for each e-Lert you choose, then click Continue.
- A preview of your e-Lert will appear. Click No to go back and make changes or choose Yes to complete the process. Repeat for as many e-Lerts as you would like to set.
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10th Annual Charity Cow Plop
Benefiting Manna on Main Street and Shepherd’s Shelf
Date: Saturday, October 10, 2009
Time: Begins at 2 p.m.
Location: Montgomery County 4-H,
1015 Bridge Rd, Skippack
Donation: $10 per 3’ x 3’ Deed
Here’s how the Cow Plop works:
The 4-H horse ring will be divided into 3’ x 3’ pieces of property, which we’re “selling” for a $10 donation. In return, you get a “deed” for that property. A cow will be sent out to pasture at 2:00 p.m. on October 10. If the cow does its business on your property, you’ll win a percentage of the total deed sales. This year there will be first (10%), second (6%), and third (4%) place winners. Total prizes awarded will equal 20% of the deed sales. To date, MSDFCU has raised over $133,000 for charity through this event.
Buy a deed today!
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CU Succeed University Fall Schedule
CU Succeed University is a three-part, certificate course series on budgeting, saving & credit offered to students ages 13-17. Teens will learn how to calculate simple interest, create a personal budget and find out what it takes to keep a good credit score. This is a great opportunity to learn from people who work with financial information on a daily basis. Discover the benefits of saving while you’re young and the pitfalls of credit before you’re faced with the bills!
All classes begin at 6:00 p.m. and end at 7:15 p.m. and are held in the Board Room of the Chalfont Branch Office. Pizza will be served prior to the meetings beginning at 5:30 p.m. Class size is limited, so please make your reservations early.
CU Succeed University Schedule:
Session One:
Budgeting
Wednesday, Oct. 7
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Session Two:
Saving
Wednesday, Oct. 21
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Session Three:
Credit
Wednesday, Nov. 4 |
Register here. Please note: when you register, you are automatically enrolled in all three sessions. Those who complete all three consecutive sessions will receive $30, which will be deposited directly into his/her CU Succeed savings account upon completion of the final session. Sign up today to expand your financial knowledge!
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Upcoming Events and Holiday Closings
Register for the Next Focus
of Functionality Workshop
Session 2 - Focus on
Money HQ and e-Deposits
Learn how to save yourself time by utilizing Money HQ and e-Deposits. This is a step-by-step learning experience personalized to your needs and your accounts. Money HQ gives you an instant snapshot of your accounts, regardless of the financial institution holding your funds. e-Deposit allows you instant credit and the convenience of home to make your check deposits. It's a time saving tool you'll want to know how to use.
Thursday, August 27, 2009
6:00 p.m. - 7:30 p.m.
Register for Session 2 - Focus on
Money HQ and e-Deposits today.
Labor Day Closing
All MSDFCU offices will be closed on Monday, September 7, 2009, in observance of Labor Day. You can still access your account through Home Banking, CUTIPS, and at all ATMs.
View all holiday closings.
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