Get more for your membership!

To qualify for My Advantage^SM, your household* must have the following accounts and services with MSDFCU:

1. An aggregate of $35,000 in qualifying household end-of-month balances with MSDFCU (excluding First Mortgage, Credit Card, and Student Loan balances)
2. Checking Account**
3. Direct Deposit**

With My Advantage^SM, you’ll receive loan discounts, special Certificate of Deposit offers, and a Money Market rate bonus. Plus, for My Advantage^SM members, we’ll waive many of our standard service fees.

* A household is defined as all member accounts residing at one address. Though the household accounts are calculated together, members of a household will only have access to accounts on which they are owner or joint owner.
** The account with the lowest number is considered the head of household account. The head of household account must have a checking account and direct deposit in order for the household to qualify for My Advantage^SM.

Benefits of My Advantage^SM