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Loan Rates
| |
APR² |
|
New and Used Vehicle -- up to 60 months*
(used vehicle years 2003 through 2009) |
3.99%¹ |
|
New Vehicle -- up to 72 months |
4.99%¹ |
| New Vehicle -- 84 months (minimum $30,000 - financing up to 90%) |
5.99%¹ |
|
Premier Loan |
8.99%¹ |
|
Share Secured Loan (by share, CD, other) |
5.75%¹ |
|
Collateralized Loan |
8.25%¹ |
| Visa Platinum |
9.90% |
|
MasterCard Gold Rewards |
11.50% |
|
Easy-Access Personal Line of Credit |
7.99%3 |
|
Home Equity Loans4 |
|
LTV up to 80.00% |
|
5-Year Home Equity |
|
4.99%¹ |
|
7-Year Home Equity |
|
5.99%¹ |
|
10-Year Home Equity |
|
6.49%¹ |
| 15- or 20-Year Home Equity |
|
6.74%¹ |
|
Home Equity Prime Line (Line of Credit) |
3.99%** |
Current First Mortgage rates available at our Mortgage Center
Rates effective 3/01/10 and are subject to change. Call for most current rates.
If you qualify for My Advantage, you will receive 0.25% off your loan with the exception of First Mortgages, Credit Cards, HELOC, Lines of Credit, and Student Loans.
1 This rate is for loans repaid through automatic deduction (direct deposit, payroll deduction, transfer file). If not paid through automatic deduction, rate is 0.25% higher.
2 APR = Annual Percentage Rate.
3 This is a variable rate, subject to change quarterly based on the Prime Rate + 3.99% as published in the Wall Street Journal with a floor of 7.99% and a ceiling of 18.00%.
4 LTV is the Loan to Value ratio of your home.
*Estimated monthly car loan payment per $1,000 borrowed at 3.99% APR is $18.41.
**This is a fixed rate until June 30, 2011, thereafter the rate is variable, subject to change quarterly based on the Prime Rate as published in the Wall Street Journal with a floor of 3.99% and a ceiling of 18.00%. Estimated monthly payment per $1,000 borrowed at 3.99% APR is $7.39. Call or visit a branch for details.
Home equity loans and lines of credit are subject to a $150 non refundable application fee.
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