 |
Loan Rates
|
My Advantage
APRą |
APR2 |
|
New and Used Vehicle -- up to 60 months*
(used vehicle years 2003 through 2009) |
3.74% |
3.99% |
|
New Vehicle -- up to 72 months |
4.74% |
4.99% |
| New Vehicle -- 84 months (minimum $30,000 - financing up to 90%) |
5.74% |
5.99% |
|
Premier Loan |
8.74% |
8.99% |
|
Share Secured Loan (by share, CD, other) |
5.75% |
6.00% |
|
Collateralized Loan |
8.00% |
8.25% |
| Visa Platinum |
|
9.90% |
|
MasterCard Gold Rewards |
|
11.50% |
|
Easy-Access Personal Line of Credit |
|
7.99%3 |
|
Energy Loan Promotion |
6.99% |
7.24% |
|
Home Equity Loans
Loan To Value of up to 90% of your home. (LTV from 81% - 90% for fixed rate loans add 0.50%) |
My Advantage
APRą |
APR2 |
|
5-Year Home Equity |
3.74% |
3.99% |
|
7-Year Home Equity |
4.74% |
4.99% |
|
10-Year Home Equity |
5.74% |
5.99% |
| 15- or 20-Year Home Equity |
5.99% |
6.24% |
|
Home Equity Prime Line (Line ofCredit) |
3.99%** |
Current First Mortgage rates available at our Mortgage Center
Rates effective 6/01/10 and are subject to change.Call for most current rates.
1Annual Percentage Rate (APR) includes 0.25% discount forloans repaid through automatic deduction (direct deposit, payroll deduction, transfer file) and 0.25% discountfor My Advantage members.
2Annual Percentage Rate includes 0.25% discount forloans repaid through automatic deduction (direct deposit, payroll deduction, transfer file).
3 This is a variable rate, subject to change quarterly based on the Prime Rate + 3.99% as published in the Wall Street Journal with a floor of 7.99% and a ceiling of 18.00%.
*Estimated monthly car loan payment per $1,000 borrowed at 3.99% APR is $18.41.
**This is a fixed rate until June 30, 2011, thereafter the rate is variable, subject to change quarterly based on the Prime Rate as published in the Wall Street Journal with a floor of 3.99% and a ceiling of 18.00%. Estimated monthly payment per $1,000 borrowed at 3.99% APR is $7.39. Call or visit a branch for details.
Home equity loans and lines of credit are subject to a $150 non refundable application fee, and LTV from 81% - 90% for fixed rate loans add 0.50%.
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