Frequently Asked Questions/Credit Cards
What is the maximum line of credit I can apply for?
Credit limits are available up to $50,000.00.
Is the interest rate fixed or a variable rate?
Our Visa® Platinum and our MasterCard® Gold offer a fixed rate.
Is there an Annual fee associated with the credit cards?
No. We do not charge an annual fee on our cards.
How many days grace period do you have on purchases?
We have a 25-day grace period on purchases.
Where can I obtain a cash advance?
You can obtain a cash advance at any of our branch offices or any institution that displays the VISA® logo.
Do you offer any reward points?
Yes, our MasterCard® Gold offers one point for every dollar you spend. You can redeem points for a variety of gift and travel awards.
What do I do if my Credit Card is lost or stolen?
Call 1-888-918-7779 anytime or 215-996-3700 during regular business hours, to report it as soon as you realize it is missing.
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